FEATURED LISTINGS

  • OUR AGENTS

    Michael Gallagher
    Michael Gallagher

    Team Leader | Realtor

    Lauren Rankin
    Lauren Rankin

    Agent

    Molly Gilbert
    Molly Gilbert

    Agent

    TEAM REVIEWS

    Mourad Ait

    Working with Michael and Lauren was an amazing experience from start to finish. As a first-time homebuyer, I had a lot of questions, and they were always patient, professional, and quick to respond. They guided me through every step of the process, explained everything clearly, and made what could have been a stressful experience feel smooth and manageable. They truly cared about helping me find the right home, not just closing a deal. I always felt that they had my best interests in mind, and I never felt pressured. Their knowledge, honesty, and dedication gave me confidence throughout the entire journey. Thank you, Michael and Lauren, for all your hard work and support. I couldn’t have asked for a better team, and I highly recommend them to anyone looking to buy or sell a home. Five stars all the way!

    Adam Ahlbrandt

    Michael has been a wealth of knowledge and connections! I needed a lot of help understanding the homebuying process and at every step he was not only able to explain and assist me, he was constantly able to point me in the right direction to quality professionals who saved me a lot of money. I cannot recommend him enough and will certainly be using his services again when the time comes to help my family buy their homes!

    Sonny York

    My wife and I first came across Michael by using a search site. He called and then came out to meet with us. We never igned then. Michael still touched base from time to time with other happenings in our area. 5 months later after meeting we decided to pull the trigger on selling our house. We called Michael and he explained the best pricing strategy to get the amount we wanted. Michael held over a half dozen open houses for us and staging as well. We got an offer. Michael guided us thru the offer and counter offer process and was superb in guiding us thru the contingency period. We just made settlement. It was a smooth process from start to finish with Michael's help. If we decide to buy again he will be our go to guy. Great Job Michael

    WHAT YOU NEED TO KNOW

    How much do I need for a down payment on a home?
    The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

    What’s the difference between pre-qualification and pre-approval?
    How does my credit score affect my mortgage rate?
    What are closing costs, and how much should I expect to pay?
    How long does the homebuying process usually take?
    Can I buy a home if I’m self-employed or have irregular income?
    What’s included in my monthly mortgage payment?

    What is a 2-1 buydown, and how does it work?

    Who pays for the 2-1 buydown—the buyer, the seller, or the lender?